Is a Short Sale Right for You?

1. Maybe you’ve missed a payment, and you’re considering loan modification.
2. Maybe you are trying to figure a way to sell your home with minimal negative impact to your credit and future.
3. Maybe you are worried about the tax consequences of a short sale.
4. Maybe you just want to walk away, because you are intimidated and/or frustrated by your situation.

If you find yourself in the current mortgage loan crisis, but are unsure of what to do, we can help. We are short sale experts, but we also help many homeowners find the right solution, whether that means a short sale or not. Unlike a lot of short sale agents that you may call or interview, we are not going to pressure you into selling your home. As part of our designation with Program 3648, we are committed to helping homeowners; by giving them educated guidance and options for their specific situation. Should that end up being a short sale, as in some cases it does, we are paid by the lender (not the homeowner). If not, we provide our guidance and service completely free of charge. In the end, we are helping homeowners either way!

There are some very important questions to ask before you make the commitment to a short sale.

• How will this impact my credit?
• How do I repair my credit after a short sale?
• What are the tax ramifications of a short sale?
• What are deficiency rights?

Be wary of short sale “experts” that lie to you about how long a short sale will take, or how badly your credit will be affected, or what the lender’s rights are, because many will tell you what you want to hear so that they can SELL YOUR HOUSE.

Please feel free to review our FAQ page to better understand your options and the process.

The “Distressed Homeowner Market” has become a multi-million dollar industry, and there are countless new businesses popping up trying to profit from your distress. It’s important that you research your options with someone that will not charge you for their services. It’s also important that you seek counsel from someone that will help you make the best decision for YOU and YOUR family, not the decision that profits that individual the most.

Our experienced team has received short sale approvals from the following financial institutions: Bank of America, Countrywide, GMAC, Homecomings Financial, National City, Saxon, First Federal, Midland, WAMU, Chase and many more. We are happy to provide the letters of approval as well as the contact information from any of our satisfied clients, so that you may verify our references. We are proud to provide you with these real testimonials from our happy clients…

“Dear Robyn, My wife and I really wanted to thank you for being the most amazing real estate professional we have ever met. After going through the short sale of our home, we really saw just how important it is and how lucky we were to have someone like you on our side. We want to thank you for clearly explaining everything in the beginning and giving us every option available to us given our distressed situation. You felt more like a trusted friend than a Broker. After that first meeting we knew the different options involved, the time impact, and amazingly enough, we felt relieved. We also want to thank you for working just as hard the last day as you did the first day, something we believe is rare in the world of real estate. Not only did we want to thank you, but we want to thank the entire Short Sale 411 team that functions like clockwork in the background, working with the different lenders and the daunting processes and systems they set up – it really is amazing how professional and extremely knowledgeable you and your whole team are. We appreciate you and you will always be our first choice as a Broker.”- Gary and Emily Smith, Oceanside